As a landscape and garden designer, I’m self-employed in a job that is tremendously satisfying. I get to oversee everything from the first sketch to the last wall curve, paving stone and climate-perfect shrub. But as with most small businesses in California, the sick economy of the last 5 years has affected my company, Derviss Design.
We’ve always offered health insurance in our small business, Tree Lovers Flooring, to provide for our employees as we would for ourselves. It was the right thing to do. But it’s getting almost impossible to keep doing. The total cost this year, even after changing to a plan with higher copays, is about $51,000 for 12 of us. A few families are included, but mostly it’s for individuals in their 30s or early 40s.
California's provider and payer communities lined up this week against a proposed ballot measure for the November election that would provide the California Insurance Commissioner new powers to regulate health insurance premiums.
The California Medical Association, California Hospital Association, and California Association of Physician Groups have banded together to create an organization called Californians Against Higher Health Care Costs.
My husband Mark and I had always wanted to be able to bring our dogs to work, and be in business for ourselves. We realized that goal in 1997, after saving hard from our day jobs. Our dog and cat “pet camps” have given us fulfilling and happy work. Dogs having an outdoor play party are the definition of joy.
Dealing with small business health insurance, however, is the exact opposite experience.
I called in to the Capital City, Camp Hill, PA store on 03/14/12 to find a long jeans skirt that was on sale. I asked the representative, Ebony, to hold it for me since I was on my way there. When I got there she had held jeans pants instead of skirts. I look through the clearance racks and found other things that I thought may fit my daughter. I also bought two items that were not on sale. Ebony was very polite. She explained to me that I cannot return clearance but I can return the regular items. While checking out ebony discover that two of my items were damage.