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Courtroom Case

Rogers v Auto Club - Suit Against Auto Club for Discriminating Against Applicants for Auto Insurance

Case Status:
Active

Jill Rogers et al. v. Automobile Club of Southern California et al.

Los Angeles Superior Court, BC494213

 

This lawsuit is a class action against the Auto Club of Southern California targeting a form of discrimination that was once a common practice by insurance companies in California.

After the California Legislature first required motorists to buy auto insurance, in 1984, motorists who tried to comply with the law and buy insurance for the first time were faced with an outrageous “Catch-22”: if you went to an insurance company and said you weren’t previously insured, they would either refuse to insure you or they would levy a surcharge on you that could be hundreds or thousands of dollars. For many motorists, the result was the same: they were unable to buy the auto insurance that they were required by law to purchase. Just because they didn’t have insurance in the past.

It was a form of insurance redlining that had nothing to do with a motorist’s driving record, or even whether the person had never bought insurance in the past because they didn’t own a car, were a new driver, or had lived in a city with excellent mass transit and hadn’t needed a car. It particularly harmed people with limited incomes and minorities.

This abusive and unjust behavior by insurance companies put many more uninsured motorists on the road, which of course led to higher costs for everyone else.

  • Read the press release announcing the lawsuit.
  • Watch KABC, KCBS and KNBC coverage of Consumer Watchdog's press conference announcing the lawsuit.
  • Download the lawsuit.
  • Read comments by Consumer Watchdog founder Harvey Rosenfield, one of the attorneys in the case.