Affordable Car & Home Insurance
Auto Insurance
At Consumer Watchdog we enforce Prop 103's protections and fight for more, in California and around the country. Over the years, Consumer Watchdog:
- has helped save drivers over $23 billion on their auto insurance;
- crafted the nation's first low-cost auto insurance policy for low-income drivers;
- led the 18 year fight to force California insurance companies to base premiums on a driver's record, not their ZIP Code; and
- we've successfully sued insurance companies that cheat an overcharge customers.
The Failure of No-Fault Auto Insurance
As much as we have fought for insurance consumer rights and fair premiums, we have also fought efforts by insurance companies to strip consumers of their rights.
For years, insurers have tried to replace the personal responsibility insurance systems most common in the U.S. (the driver who causes the accident is responsible for the damages) with highly inefficient and unfair "No-Fault" auto insurance schemes. Read a brief histoy of No-Fault. We have fought them off at the ballot box and have studied No-Fault systems and demonstrated that they are more costly and less protective.
Information about our most recent report - The Cost of No Fault Auto Insurance - is available from our news release announcing the study, which can be downloaded here. A critique of studies conducted by the Rand Corporation is available here.


Recent Articles:
Anthem Blue Cross Defense of Recent Rate Hikes Codified In New Sen. Leno Bill
CONTACT: Jamie Court, (310) 392-0075; or Jerry Flanagan, (310) 392-0522, ext 319
August 30, 2010
Read More »
Consumer Advocates Urge Governor Schwarzenegger to Sign Low Cost Auto Insurance Extension Legislation
CONTACT: Naomi Seligman 310-617-4577; or Doug Heller, 310-392-0522 ext. 309
August 12, 2010
Read More »
California Residents Urged to Take Advantage of Affordable Auto Insurance Option
By Staff Writers, IMPERIAL VALLEY NEWS
June 21, 2010
Read More »
Regs May Pit States Against Treasury
By Chris Frates, POLITICO
June 16, 2010
Read More »
Perspectives: Mercury General, Poizner Make Millions Disappear in Primary Election
By Sean P. Carr, BESTWIRE
June 14, 2010
Read More »