Protecting Patients

Protect Your Health Insurance from Cancellation

If you are a California Resident - Send this free message to your State Senator and Assembly Member

Protect Your Health Insurance from Cancellation

One bill to be voted on in the tumultuous closing days of the legislative session, AB 1945, by Assembly Member Hector De La Torre (D-South Gate) would protect innocent patients from cancellation. Legislators need to hear your support today to counter intense lobbying by insurance companies.

 
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Message:

Subject: Protect My Health Insurance from Cancellation
Dear Decision Maker:

Patients can't afford for you to get this one wrong. Don't let Kaiser and other health insurers gut AB 1945 (De La Torre). Protect innocent patients from health insurance cancellations.

Health insurance rescissions — retroactive cancellations of coverage — have enormous and devastating consequences to the patients who find themselves without health care when they need it most.

Any comprehensive proposal affecting rescission must contain a clear and unambiguous requirement that no rescission may be carried out unless a patient lied about a material health fact on their enrollment application.

Governor Schwarzenegger has repeatedly promised to protect innocent patients. On April 18 of this year the governor told the Sacramento Bee, "[It is] outrageous that innocent patients have to live in fear of losing their health care coverage. I look forward to working with my partners in the Legislature to ensure this egregious practice is stopped."

Please join us in making that promise a reality.

Sincerely,

Your name
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City, State Zip

This letter will be sent to your CA state Assembly member and Senator:

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MORE INFORMATION:
In 2006, the Schwarzenegger Administration promised to protect innocent patients from rescission in new regulations, which have now stalled. The governor's office has instead drafted legislative language that retreats from his promise. The governor's bill would repeal the law barring health insurers from canceling or limiting an insurance policy after a patient gets sick unless the insurer can show that the patient "willfully misrepresented" health information on an application for coverage.

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