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Under Obamacare, almost everybody has to have health insurance by next Monday or pay a penalty. For those who aren't covered by their employers or aren't poor enough to qualify for a federal subsidy, rates are 53% higher than they were last year. People who kept their old policies say they’re not getting what they’re paying for. We hear about a squeeze on the self-employed and the upper middle class, and a proposed ballot measure to regulate what insurance companies can charge. 

Later, on To the Point, the National Security Agency's surveillance capacity is so vast it's scaring foreign clients away from America's technology industry. We hear what that means for the economy — and what it takes for an individual American to put blinders on government, private companies and potential criminals.