Home › Affordable Insurance

Affordable Insurance

Affordable Car & Home Insurance
Focus Area
11/11/2010
Posted by Doug Heller
Every state requires that all drivers be insured, but, for many low-income motorists, the cost of auto insurance is too high to maintain coverage.  As a result, millions of Americans drive without auto insurance.  They risk stiff penalties, car impoundment and license suspension.  Those who buy policies face high uninsured...
Focus Area
10/27/2010
Posted by Consumer Watchdog
In 1988, Californians revolted against excessive auto, homeowner and business insurance premiums and passed Proposition 103, a ballot measure written by Consumer Watchdog founder Harvey Rosenfield to rein in insurance companies. Using the provisions of Prop 103, Consumer Watchdog has lowered rates and saved Californians over $100 billion over the...
Focus Area
10/27/2010
Posted by Consumer Watchdog
Unlike most things you buy for your home, you hope you'll never have to use your insurance, even though you're required to spend hundreds or thousands of dollars every year for it. But when you need it, you expect that the company will be there for you, especially after all those years of paying premiums without ever making a claim....
Focus Area
10/27/2010
Posted by Consumer Watchdog
Consumer Watchdog has lowered the auto and homeowners insurance rates of millions of California drivers and homeowners by about $1.7 billion over the past several years. Using the laws implemented by Prop 103, a ballot initiative authored by Consumer Watchdog founder Harvey Rosenfield and passed by California voters in 1988 to regulate the...
News Story
10/25/2010
Posted by Consumer Watchdog
Doug Heller, executive director of Consumer Watchdog in California, said insurance companies generally start with a low offer. "They know a percentage of the people with claims will accept the first offer. Another percentage will take the second offer. Only a small percentage will go all the way and fight for what is their due." He...
News Story
10/20/2010
Posted by Consumer Watchdog
SACRAMENTO, CA — The insurance industry has nearly doubled its contributions in support of the Republican candidate for state insurance commissioner in recent days, drawing criticism that insurers are trying to choose their own regulator. The indirect spending to elect Republican Mike Villines and attack Democrat Dave Jones raises questions...
News Release
10/19/2010
Posted by Consumer Watchdog
$2.655 Million To Date To Sacramento Political Committee That Doesn't Disclose Industry Funding In Ads Supporting Villines, Attacking Jones Santa Monica, CA - Insurance companies' addition of $1.365 million this weekend to their campaign to elect Mike Villines as insurance commissioner is consistent with Consumer Watchdog's expectation that the...
News Story
10/19/2010
Posted by Consumer Watchdog
The following op-ed commentary was published in the Los Angeles Times on Tuesday, October 19, 2010. Obama should forbid premium hikes until the companies comply with pricing provisions of the new federal law. Health insurance companies have declared war on President Obama's healthcare plan. They are sending letters to policyholders announcing big...
Video
10/18/2010
Posted by Consumer Watchdog
Jamie Court debates insurance industry apologizer Jim Lacy on the role of insurance money in the 2010 California Insurance Commissioner's race.
News Story
10/15/2010
Posted by Consumer Watchdog
Sacramento, Calif. (AP) -- The insurance industry has given more than $1.5 million in indirect contributions to support the Republican candidate for state insurance commissioner, raising criticism among certain groups. Both candidates say they will not accept direct contributions from the industry they would regulate. The money is flowing instead...