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Auto Insurance Regulation

News Release
6/12/2014
Posted by Pam Pressley
Santa Monica, CA - A sweeping legal assault by Mercury Insurance and various insurance company lobbying groups on rate review regulations that have saved California consumers over $100 billion since the passage of Proposition 103 in 1988 was rejected by the Sacramento Superior Court in a decision filed on June 11th. The court decision upholds a...
News Story
3/28/2014
Posted by Mark Reback
Getting a single traffic ticket on your license could raise your auto insurance premiums, in some cases substantially, according to a study released last week by InsuranceQuotes. This is especially true in California, where your driving-safety record by law must be the most important factor in determining your rate. Even though...
News Release
1/29/2014
Posted by Harvey Rosenfield
Santa Monica, CA - Fourteen non-profit citizen, consumer and low income advocacy organizations today formally petitioned Insurance Commissioner Dave Jones to bar auto insurance companies from discriminating against California drivers based on their occupation or education level.   “The use of these unauthorized rating factors increases...
News Release
12/20/2013
Posted by Harvey Rosenfield
Santa Monica, CA -- California Insurance Commissioner Dave Jones has approved a decision by an administrative law judge permitting Allstate Insurance Company to grant special premium benefits to motorists who attended prestigious colleges or have high income jobs like lawyers and doctors. The agency staff has previously allowed other insurance...
News Story
11/16/2013
Posted by Mark Reback
At first glance, the statistics revealed in a state-by-state analysis of auto insurance costs make Pennsylvania look pretty good. "Report praised Pennsylvania car insurance model," celebrated a headline in The Pittsburgh Post-Gazette, referring to Tuesday's release of a 75-page "Review of Auto Insurance Rate Regulation in...
News Story
11/12/2013
Posted by Mark Reback
Pennsylvania, California and 13 other states that require auto insurance companies to get prior approval before they can raise rates do the best job of keeping insurance premiums in check, according to a report by the Consumer Federation of America. While auto insurance premiums nationwide have risen an average of 43 percent from 1989 through 2010...
Blog Post
10/16/2013
Posted by Harvey Rosenfield
Auto insurance rates in California have to be based primarily on a motorist’s driving safety record, the number of miles you drive each year, and how many years you’ve been on the road.  That’s one of the mandates of insurance reform Proposition 103, approved by California voters in a David versus Goliath battle with the...
Video
8/20/2013
Posted by Consumer Watchdog
 Prop 103 has resulted in lower premiums than 25 years ago
News Story
5/22/2013
Posted by Mark Reback
The average policyholder will see a $65 reduction in his or her annual bill. It's the Auto Club of Southern California's fourth rate decrease in the last nine years. About 1 million customers of the Automobile Club of Southern California will get an average $65 reduction in their annual car insurance bills, the auto club and the state...
News Release
5/21/2013
Posted by Doug Heller
Santa Monica, CA – California drivers insured by Auto Club of Southern California will receive an average rate decrease of 4.1% after the company agreed to lower premiums following discussions with the California Department of Insurance and Consumer Watchdog.  The nonprofit Consumer Watchdog challenged a 2012 Auto Club filing with the...