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Fact Sheet

Feature
1/1/2000
Posted by Consumer Watchdog
Insurance Policyholders and Patients Lack A Voice in Insurance and Healthcare Ratemaking and Policy Proceedings Insurance companies spend millions to advocate for higher rates and weaker consumer protections by hiring accountants, lawyers, auditors and other experts that critically outnumber and drown out the voices of consumer advocates at key...
Feature
12/31/1998
Posted by Consumer Watchdog
Quackenbush and the 1994 Campaign for Insurance Commissioner In May 1994, Quackenbush said in a press interview, "You can't take company money from [the insurance industry]. You regulate them. The conflict there is difficult to explain to the voters." He later went on to accept over $2.5 million from the industry for his campaign and has...
Feature
10/1/1998
Posted by Consumer Watchdog
Proposition 9 -- sponsored by FTCR, The Utility Reform Network, Consumers Union and The Public Media Center -- would have provided consumer protections and rate relief from the California deregulation law. The initiative was opposed by the state's three utilties, which spent $40 million against the measure, as well as the state Democratic and...
Feature
1/1/1998
Posted by Consumer Watchdog
In 1988, voter approved Proposition 103 made the California Insurance Commissioner an elective post in order to hold the Commissioner accountable to the public. Prior to Prop 103, commissioners were appointed by the governor and often had conflicts of interest because they had previously worked for the insurance industry. Requiring insurance...
Feature
9/1/1997
Posted by Consumer Watchdog
Deregulation For Utilities, Costly Regulation For Ratepayers Instead of giving consumers the ostensible benefits of deregulation -- competition leading to lower prices-- the law freezes all utility rates for four years at June 1996 levels, which were approximately 50% above the national average. The freeze requires ratepayers to pay off the costs...
Feature
7/1/1995
Posted by Consumer Watchdog
The 'Pure No-Fault' Initiative, California, 1996 I. Background and Scope This long (18 pages) and complex ballot initiative, rejected by California voters in 1996, would have eliminated the principle of "fault" in every auto accident case, no matter how severe (except those involving criminal activity). It established a "first party" insurance...
Feature
12/13/1901
Posted by Consumer Watchdog
How A "Minority Organization" Sold Out -- and Got Caught The big corporations and the very wealthy are well represented in Sacramento and Washington, D.C. FTCR works hard to protect the interests of those who don't have the money to hire lobbyists or make campaign contributions. That's why it's particularly outrageous when an organization that...