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Fact Sheet

Feature
1/28/2003
Posted by Consumer Watchdog
The Legislature is not allowed to rewrite Proposition 103 in any way that undermines its protections. Proposition 103 was necessary because the California Legislature was too beholden to the insurance industry and refused to pass needed reforms. To protect itself against the insurance lobby once it became law, Proposition 103 specifically...
Feature
1/28/2003
Posted by Consumer Watchdog
When you purchase auto insurance, you are protected against being charged any penalty or extra premium for not already having an insurance policy. Under Proposition 103, your auto insurance company cannot surcharge you or charge you a different rate just because you weren't insured before, or had a lapse in coverage. California has an uninsured...
Feature
1/28/2003
Posted by Consumer Watchdog
Challenging request for increase in medical malpractice liability insurance rates filed by American Healthcare Indemnity & SCPIE Indemnity Co. (11/12/02) Harvey Rosenfield SBN 123082 Pamela Pressley SBN 180362 THE FOUNDATION FOR TAXPAYER AND CONSUMER RIGHTS 1750 Ocean Park Blvd., Suite 200 Santa Monica, CA 90405 Telephone: (310) 392-0522...
Feature
1/27/2003
Posted by Consumer Watchdog
January 21, 2003 Kathy Olsen Board Member, FTCR Scott Olsen President-Elect Donald J. Palmisano, MD American Medical Association 515 N. State St. Chicago, IL 60610 Via Facsimile & US Mail Dr. Palmisano: On The NewsHour with Jim Lehrer you spoke of a California child who at two years of age was blinded and brain damaged as a result of medical...
Feature
1/27/2003
Posted by Consumer Watchdog
Eleven years ago our son, Steven, was made blind and brain damaged by medical malpractice. Then he became a victim a second time of a law in California known as MICRA--the Medical Injury Compensation Reform Act of 1975. We soon learned that justice, which is supposed to be blind, was instead under this law rigged so that my son was literally...
Feature
1/27/2003
Posted by Consumer Watchdog
In order to protect consumers during the transition to the stringent regulatory system established by Proposition 103, and to offset rate increases taken by insurers during the year prior to the election in anticipation of the voter's approval of the law, the initiative froze automobile and other property-casualty insurance rates and premiums at...
Feature
1/16/2003
Posted by Consumer Watchdog
In this study FTCR compares the impact of the 1988 insurance reform (Proposition 103) on malpractice premiums, on the one hand, and the effect of 1975 restrictions on victims' recovery of non-economic damages (the Medical Injury Compensation Reform Act, or MICRA), on the other. The Foundation for Taxpayer and Consumer Rights analyzed annual earned...
Feature
1/15/2003
Posted by Consumer Watchdog
Myth #1: Legal Restrictions on Victims Lowered California Doctors' Malpractice Premiums. Facts: Californians enacted the strongest insurance rate regulation in the nation in 1998 through insurance reform Proposition 103 (Prop 103), a ballot initiative passed by the voters and authored by FTCR founder Harvey Rosenfield. This law resulted in a rate...
Feature
1/14/2003
Posted by Consumer Watchdog
RE: Publicizing His Annual Salary January 14, 2003 Dr. Richard Anderson Chairman, The Doctors Company 185 Greenwood Rd. Napa, CA 94558 Via facsimile & US Mail Dear Dr. Anderson: You should make your annual salary public. As Chairman of one of the nation's largest medical malpractice insurers and an industry spokesperson, you have traversed...
Feature
11/7/2002
Posted by Consumer Watchdog
October 29, 1998 Mr. John Gamboa Executive Director The Greenlining Institute 785 Market Street 3rd Floor San Francisco, CA 94103 Dear Mr. Gamboa: This is in response to your October 15 letter on behalf of "seventeen million lowincome consumers"' in which you state that we should not criticize you for opposing Proposition 9 and that you are not...