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patient story health insurance rates

Article
3/1/2012
Posted by Mark Reback
As a landscape and garden designer, I’m self-employed in a job that is tremendously satisfying. I get to oversee everything from the first sketch to the last wall curve, paving stone and climate-perfect shrub. But as with most small businesses in California, the sick economy of the last 5 years has affected my company, Derviss Design....
Article
3/1/2012
Posted by Mark Reback
We’ve always offered health insurance in our small business, Tree Lovers Flooring, to provide for our employees as we would for ourselves. It was the right thing to do. But it’s getting almost impossible to keep doing. The total cost this year, even after changing to a plan with higher copays, is about $51,000 for 12 of us. A few...
Article
2/21/2012
Posted by Mark Reback
I feel I am at the mercy of Anthem Blue Cross, which has raised my health insurance rate by almost 50% since 2006. Another $65 a month increase will kick in April 1, bringing the premium to $861 a month and more than $10,000 a year. The policy has a $1,500 deductible and 30% copays, with many kinds of treatment excluded from the deductible. The...
Article
2/1/2012
Posted by Mark Reback
After several nervous weeks of waiting for the news to come, it arrived in the mail. Our annual renewal notice for our health insurance from Anthem Blue Cross. Our premiums are set to jump another 19% beginning June 1st. This is on the heels of our premium increase last year of 36%. We have now seen our premiums jump from $1,053 to $1,708 per...
Article
1/24/2012
Posted by Mark Reback
My husband and I own a major-appliance repair business, and have been on an Anthem Blue Cross PPO policy since the early 80s. In the early years, the increases were reasonable and pretty predictable, so we could budget for them, but in the last several years it has been out of control. Last May Anthem Blue Cross informed us that it was...
Article
1/24/2012
Posted by Mark Reback
My husband and I own a small business and we’ve had individual Anthem Blue Cross policies for nearly 30 years now. In that whole time we’ve met the deductible only one or two years. Almost all of our medical care costs have come out of our own pockets. Yet in the space of 8 months last year, Blue Cross increased our premiums 40%. We...
Article
1/24/2012
Posted by Mark Reback
(Updated 2/4/13) We just received a 15% premium increase notice from Blue Cross that brought premiums for our family of four--my husband Tamir, myself and our two youngest children--to $2,176 per month as of February 1. This is an increase of $284.00 per month, and is in addition to three other increases since October 2010. Our premiums have gone...
Article
1/23/2012
Posted by Mark Reback
As a self-employed single mother with two sons, I have struggled for more than a decade to balance the cost of health care and health insurance with the need to seek medical help. Our high-deductible health insurance policy with Blue Cross meant wrenching days of weighing a child’s spiking fever or sports injury against the out-of-pocket...
Article
1/23/2012
Posted by Mark Reback
I feel like Blue Cross is stealing from us by charging us more for less coverage and there’s nothing we can do. Since October of 2010 we’ve had premium increases of 46% and on top of that they have increased our co-payments and annual deductibles. Our PPO Share 2500 policy with a $2500 deductible will soon have a $2950 deductible. This...
Article
1/16/2012
Posted by Mark Reback
(Updated January 2013) We’ve just been notified that the Blue Shield policy covering me and my wife is rising 11% from $1090.00 a month to $1219.00 a month as of March 1, 2013, with $5500 deductibles and 30% copays for both my wife and me. In September I get to apply for Medicare, three months prior to my turning 65 years of age. Most...