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Proposition 103

News Story
4/19/2016
Posted by Mark Reback
Across the country, the largest and best-known personal lines insurance carriers are doing battle with regulators to gain approval for large premium jumps in auto and home insurance. Most recently, consumer groups in California have urged the Department of Insurance to reduce its rates by at least 9.26%. According to Consumer Watchdog, the...
News Release
4/14/2016
Posted by Carmen Balber
Santa Monica, CA -- State Farm, California’s largest homeowner insurance company, has overcharged its customers approximately $78 million –$285,000 per day – since at least July 2015, and should be required to refund that money, Consumer Watchdog said this week in a detailed brief before the Department of Insurance.  Going...
News Story
2/23/2016
Posted by Mark Reback
Following challenges Consumer Watchdog filed under a California's voter-approved insurance reform law, Allstate customers with homeowners' insurance policies will get an overall 12.6 percent rate reduction, effective this month, the Santa Monica-based nonprofit announced. As a result of the group's challenges to the insurer's...
News Release
2/17/2016
Posted by Carmen Balber
Santa Monica, CA -- Responding to multiple challenges to its excessive homeowners insurance rates brought by Consumer Watchdog over the last two years, Allstate has agreed to reduce its homeowners rates by 12.6% overall, effective February 1, 2016. Policyholders will save nearly $72.5 million as a result, with the average annual savings estimated...
Video
2/17/2016
Posted by Mark Reback
Allstate cuts its homeowners' insurance rates after Consumer Watchdog shows they've been overcharging customers for years.
News Story
8/28/2015
Posted by Mark Reback
Be a safe driver. Don’t buy a flashy sports car. Pay the insurance premium on time. These are maxims many drivers follow to keep their auto insurance costs in check. But they may not be enough for many low-income drivers, who consumer advocates say are routinely priced out of insurance coverage because they are judged not just by their...
News Story
5/28/2015
Posted by Mark Reback
Can you imagine moving just a few blocks to a new home and seeing as much as a 64 percent difference in your auto insurance premium? That wasn't a typo. While a number of factors can influence an auto insurance quote, including your age, the make and model of your car, your driving habits and your credit score, where you live -- and...
News Release
1/21/2015
Posted by Harvey Rosenfield
Sacramento, CA – The Sacramento Superior Court has rejected an attack by Mercury and other insurance companies on state regulations that prevent insurance companies from making their policyholders pay for non-insurance expenses like political lobbying and sporting event sponsorships. The regulation is part of the landmark Prop 103 insurance...
News Story
1/21/2015
Posted by Mark Reback
The Sacramento Superior Court issued a decision rejecting an insurance industry challenge on the California insurance commissioner’s regulations under Proposition 103 that limit the amount of advertising costs insurers may pass on to consumers through insurance premiums. California Insurance Commissioner Dave Jones called the ruling in...
News Story
1/13/2015
Posted by Mark Reback
SACRAMENTO, Calif. (AP) – California’s insurance commissioner is ordering Mercury Insurance to pay a $27.6 million fine for charging wrongful fees to its auto customers. In announcing the largest fine against a California auto insurance company, Commissioner Dave Jones said Monday that Mercury charged customers the same amount...