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Enforcing Prop 103

Blog Post
1/4/2011
Posted by Doug Heller
After a $5 million campaign by insurance companies to defeat him, Dave Jones has been sworn in as California's fourth elected Insurance Commissioner.  I was at the inauguration in Sacramento and these are my notes... Interestingly, if not surprisingly, the insurance industry that spent all that money attacking Jones is here in full...
News Story
12/31/2010
Posted by Mark Reback
Mercury Insurance cuts an estimated total of 72 million dollar in rates for drivers. This happened after the company was challenged by the Consumer Watchdog, a non-profit group closely working with the Department of Insurance. Consumer Watchdog’s challenge to Mercury Insurance came at a time when Mercury Insurance planned to increase...
News Release
12/9/2010
Posted by Doug Heller
Santa Monica, CA –  Mercury Insurance’s approximately $72 million rate cut for California drivers today comes despite the company’s original plan to hike premiums.  The price cut is the result of the California Department of Insurance’s refusal to allow Mercury Insurance to raise rates by approximately $32...
Legal Update
11/23/2010
Posted by Doug Heller
As the Daily Journal reports today: Battle lines are being drawn between consumer activists and the California Department of Insurance on one side and the insurance industry on the other concerning a state appellate court decision whose opponents say immunizes insurers for using illegal underwriting criteria to determine rates. On...
Success Story
11/17/2010
Posted by Consumer Watchdog
In a populist fight, targeting the right person can change the entire campaign. That’s how Consumer Watchdog ended one insurance company CEO’s two-decade war against voter-backed insurance regulation and won an end to insurers’ redlining of poor and urban neighborhoods. George Joseph is one of the four hundred richest men in the...
News Story
11/16/2010
Posted by Mark Reback
The following op-ed (Part 2) by Harvey Rosenfield, the founder of Consumer Watchdog and the author of Proposition 103, was published in The Daily Journal of Los Angeles on Monday, November 16, 2010.  (Read Part 1 here.) ------------- Twenty-two years ago, California voters overhauled the Insurance Code. Proposition 103 bars unfair...
News Story
11/15/2010
Posted by Mark Reback
The following op-ed (Part 1) by Harvey Rosenfield, the founder of Consumer Watchdog and the author of Proposition 103, was published in The Daily Journal of Los Angeles on Monday, November 15, 2010. Part 2 will be published on November 16, 2010. ------------ Can the California Insurance Commissioner or one of his staff authorize an insurance...
Focus Area
10/27/2010
Posted by Consumer Watchdog
In 1988, Californians revolted against excessive auto, homeowner and business insurance premiums and passed Proposition 103, a ballot measure written by Consumer Watchdog founder Harvey Rosenfield to rein in insurance companies. Using the provisions of Prop 103, Consumer Watchdog has lowered rates and saved Californians over $100 billion over the...
News Release
10/19/2010
Posted by Consumer Watchdog
$2.655 Million To Date To Sacramento Political Committee That Doesn't Disclose Industry Funding In Ads Supporting Villines, Attacking Jones Santa Monica, CA - Insurance companies' addition of $1.365 million this weekend to their campaign to elect Mike Villines as insurance commissioner is consistent with Consumer Watchdog's expectation that the...
Courtroom Case
10/15/2010
Posted by Doug Heller
Consumer Watchdog Challenges Court of Appeal Overturning Proposition 103's Provision Guaranteeing Citizens the Right to Challenge Illegal Practices by Insurance Companies.   Proposition 103 provides consumers an unqualified right to go to court and sue insurance companies that break the law. But in 2010, a panel of California Court of...