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Auto Insurance Proposition 103

News Story
3/29/2014
Posted by Mark Reback
Getting a single traffic ticket on your license could raise your auto insurance premiums, in some cases substantially, according to a study released last week by InsuranceQuotes. This is especially true in California, where your driving-safety record by law must be the most important factor in determining your rate. Even though...
News Release
2/27/2014
Posted by Pam Pressley
Santa Monica, CA - Consumer Watchdog petitioned the Insurance Commissioner this week for a public hearing on the “new program” private passenger auto filings of Farmers Specialty Insurance Company, an affiliate of Farmers Insurance Exchange. Consumer Watchdog’s petition seeks to compel Farmers and its affiliates to comply with...
News Story
1/30/2014
Posted by Mark Reback
Insurance companies are all about managing risk -- especially the risk to their bottom line. We understand why insurers charge higher premiums to smokers than non-smokers, or why they charge more to cover amusement parks than accounting firms: they know that the likelihood of issuing out a payout is much higher for the former. But should insurance...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, and they have come up with a scheme to evade the law’s good driver requirements.  These days, some insurance companies are marketing plans that promise lower premiums to people who belong to what the insurance industry calls “affinity groups” –...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Regular people who work middle class or blue-collar jobs; high school graduates; retired citizens and those on low incomes. Even if they are Good Drivers, they are forced to subsidize the rich, but not necessarily better, drivers who insurance companies prefer to do business with. The surcharges – which are not disclosed on your auto...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, so it's not too surprising that some companies --Mercury, GEICO, Progressive, 21st Century and the Auto Club of Southern California, to name some of the biggest -- have come up with a scheme to evade the law's good driver requirements.  These companies are...
Courtroom Case
1/29/2014
Posted by Harvey Rosenfield
Insurance companies have been forcing the middle class to pay for Auto Insurance discounts given to a select few. Consumer Watchdog and other leading California non-profit organizations have submitted a formal petition to Insurance Commissioner Dave Jones asking him to stop insurance companies from secretly discriminating against their customers...
News Release
1/29/2014
Posted by Harvey Rosenfield
Santa Monica, CA - Fourteen non-profit citizen, consumer and low income advocacy organizations today formally petitioned Insurance Commissioner Dave Jones to bar auto insurance companies from discriminating against California drivers based on their occupation or education level.   “The use of these unauthorized rating factors increases...
News Story
1/29/2014
Posted by Mark Reback
Automobile insurance companies would be banned from using motorists' occupation and education levels in establishing customer premiums under a rule change sought by consumer advocates Wednesday. Consumer Watchdog formally requested that California Insurance Commissioner Dave Jones, the auto insurance industry's chief regulator, bar...
News Story
1/29/2014
Posted by Mark Reback
LOS ANGELES (CBSLA.com) — A consumer advocacy group is calling on the California insurance commissioner to stop allowing automobile insurance companies to grant discounts for those who belong to professional organizations. Under state law, car insurance companies must primarily base their rates on three factors: someone’s driving...