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Justify Rates

News Story
10/28/2014
Posted by Mark Reback
Of the 1.4 million Californians who purchased health insurance this year through the Covered California purchasing exchange, 94 percent bought their plans from just four insurance carriers. Outside of the purchasing exchange, in the private market for individual and small-business policies, about 80 percent of the market is controlled by the big...
News Story
10/28/2014
Posted by Mark Reback
What will and won't happen if medical malpractice 'pain and suffering' awards are indexed for inflation   For haters of junk mail, Proposition 46 may be this election season's biggest nuisance. Groups supporting and opposing 46 have spared no expense in stuffing voters' mailboxes. Among other provisions, the measure would...
Article
10/28/2014
Posted by rob
“We’ve paid well over $100,000 in premiums and received almost zero health care services.”   Over the last 22 years my wife and I have paid an ever-increasing monthly premium for high-deductible health insurance policies. We did so to keep our costs low, but such plans come with almost zero actual health care benefits and...
News Release
10/27/2014
Posted by Jamie Court
Santa Monica, CA --- Consumer Watchdog Campaign today announced that advertising has begun for Yes on Proposition 45, which would give the elected insurance commissioner power to veto excessive health insurance rates. The David v Goliath campaign has been outspent by insurance companies by more than 25 to 1.   The Yes On Prop 45 advertising...
News Story
10/27/2014
Posted by Mark Reback
As a registered nurse, I’ve watched health insurance premiums jump while benefits and doctor networks shrink. I’ve watched patients pay thousands out of pocket before insurance pays for anything. We all have to buy health insurance under federal law. But there is no guarantee that it will be affordable. Proposition 45 provides that...
News Story
10/27/2014
Posted by Mark Reback
Backers of California Prop. 45 try to turn insurance industry opponents' huge spending lead into a liability Do voters really care who's paying for the campaign ads that are filling their mailboxes and the airwaves? Plenty of big donors certainly think so. Otherwise, why would they be pouring so much money into "social welfare"...
News Story
10/27/2014
Posted by Mark Reback
With the November general election a week away, some of the biggest election debates aren’t between candidates running for office but rather between people for or against ballot measures. They include a measure for a $7.5 billion California water bond hammered out from intense negotiations between Democrats and Republicans in Sacramento,...
Video
10/26/2014
Posted by Mark Reback
Health insurance policyholders joined with bedside nurses from the California Nurses Association and consumer advocates supporting Proposition 45, which prohibits excessive rate increases, to deliver a pickup truck containing a ton of steer manure to Blue Shield’s San Diego offices.
News Story
10/25/2014
Posted by Mark Reback
Proposition 45 Watch much TV? Even if you only watch a little, you can't have escaped the torrent of Proposition 45 campaign ads washing across the airways, vying for consumer votes on health care insurance. You'll recognize the names of those companies fighting Prop. 45 with tens of millions of dollars -- Kaiser Permanente, WellPoint,...
News Story
10/24/2014
Posted by Mark Reback
Students with parents who have health insurance can now stay on their plans until they are 26, thanks to the Affordable Care Act. But when young people strike out on their own as app developers, artists, therapists, graphic designers or any other kind of entrepreneur looking to buy their own insurance, they will discover California is still the...