All

Feature
1/1/1998
Consumer Watchdog
In 1988, voter approved Proposition 103 made the California Insurance Commissioner an elective post in order to hold the Commissioner accountable to the public. Prior to Prop 103, commissioners were appointed by the governor and often had conflicts of interest because they had previously worked for the insurance industry. Requiring insurance...
News Release
10/21/1997
CONTACT Consumer Watchdog
Proposed Regulations Will Lead to Increased Redlining & Discrimination The Proposition 103 Enforcement Project today denounced proposed changes to existing regulations which will lead to increased redlining and discrimination by insurers. Proposition 103 prohibits insurance companies from discriminating based on one's gender, race, color,...
News Release
10/6/1997
CONTACT Consumer Watchdog
The Los Angeles Times reported Saturday that auto insurance experts agree that Insurance Commissioner Chuck Quackenbush is allowing insurers to illegally use ZIP code as one of the prime determinants of auto insurance rates, in violation of Proposition 103 and his own auto insurance regulations promulgated pursuant to the 1988 initiative. Last...
News Release
9/4/1997
CONTACT Consumer Watchdog
To Make Insurance Commissioner An Appointed Official The Assembly Appropriations Committee today passed legislation that would return the office of insurance commissioner to a gubernatorial appointment. SB 225 (Kopp) -- which would repeal a Proposition 103 provision that requires the insurance commissioner to be elected -- now moves to the...
News Release
7/17/1997
CONTACT Consumer Watchdog
Repealing No Fault Fastest Way To Lower Price of Insurance Beleaguered motorists in no fault states have seen their insurance premiums increase an average of 45.6% between 1989 and 1995, according to a new study of insurance industry data released today by California's Proposition 103 EnforcementProject and national consumer group Public Citizen...
News Release
6/11/1997
CONTACT Consumer Watchdog
Legislator Tries To Overturn Prop 103 Reform, Is Challenged One week after his legislation to ban insurance industry contributions to California's elected insurance commissioner failed in the state senate, Senator Quentin Kopp has introduced a bill to repeal Proposition 103's requirement that the commissioner be elected. SB 225 (Kopp) would put...
News Release
4/10/1997
CONTACT Consumer Watchdog
Consumers Paying Millions More as Quackenbush Reverses 103 Gains Contradicting recent public statements by California Insurance Commissioner Chuck Quackenbush, the average combined auto insurance premium (the sum of the averages of liability, collision and comprehensive premiums) paid by motorists in California shot up 8.3% in 1995, Mr....
News Release
8/26/1996
CONTACT Consumer Watchdog
Assemblyman Knowles Flouting the Legislative Process With Last-Minute Amendments to Gut Good Driver Discount In these final days of the 1995-96 legislative session, the insurance industry is launching a sneak attack on the good driver protections mandated by Proposition 103, the voter-enacted insurance reform initiative. Regulations implementing...
Feature
7/1/1995
HR
The 'Pure No-Fault' Initiative, California, 1996 I. Background and Scope This long (18 pages) and complex ballot initiative, rejected by California voters in 1996, would have eliminated the principle of "fault" in every auto accident case, no matter how severe (except those involving criminal activity). It established a "first party" insurance...