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Feature
5/1/2003
Consumer Watchdog
Insurance Proposal Violates Consumer Protection Law SB 841 will add a surcharge to consumers who cannot afford to maintain continuous auto insurance coverage. Under this insurance industry proposal, insurers will be allowed to provide a "discount" to drivers who switch from another company to theirs; that discount for shopping will be paid for...
Feature
2/11/2003
Consumer Watchdog
Recommendations for Insurance Reform and Reducing Malpractice Solving the medical malpractice crisis requires both insurance reform and improvements to our system for assuring quality healthcare. A. Insurance Reform The real cause of the cyclical insurance crisis, and the driving force behind the contrived malpractice lawsuit crisis, is the...
Feature
2/5/2003
Harvey Rosenfield
You can get your attorneys fees and expenses paid by the insurance companies, the Department of Insurance and/or the courts under certain circumstances. Proposition 103 was written to encourage public participation in the implementation and enforcement of the insurance laws. As noted in the Public Participation section, consumers have the right to...
Feature
2/4/2003
California Code of Regulations
California Code of Regulations California Code of Regulations Title 10, Chapter 5 Subchapter 4.9 RULES OF PRACTICE & PROCEDURES FOR RATE PROCEEDINGS Article 13 Intervention * §2661.1 Definitions * §2661.2 Intervention of Right * §2661.3 Procedure for Intervention in a Rate Hearing * §2661.4 Procedure for Participation in a...
Feature
2/4/2003
Harvey Rosenfield
Your insurance company cannot deprive you of the 20% Good Driver Discount just because you got into an accident, as long as it was not your fault. Many motorists are afraid to file a claim even if the accident was not their fault. Proposition 103 protects you. You are entitled to a good driver discount if: 1) You have been licensed to drive a...
Feature
2/4/2003
Harvey Rosenfield
If you are a good driver, you are entitled to a 20% Good Driver Discount -- even if you did not previously have insurance. This law, which was created by Proposition 103, requires insurers to give a 20% discount from their best prices to any qualified "good driver." In general, you are entitled to a good driver discount if you meet all of the...
Feature
1/31/2003
Harvey Rosenfield
You can intervene in all insurance matters before the California Department of Insurance and the courts. Proposition 103 bestowed upon the public broad legal rights in order to encourage public participation in insurance matters. These rights include the right to challenge the rates or practices of an insurance company or the Insurance...
Feature
1/31/2003
CA Dept. of Insurance
CA Dept. of Insurance California Code of Regulations Title 10, Chapter 5 Subchapter 4.9 RULES OF PRACTICE & PROCEDURES FOR RATE PROCEEDINGS Article 13 - Intervention * §2661.1 Definitions * §2661.2 Intervention of Right * §2661.3 Procedure for Intervention in a Rate Hearing * §2661.4 Procedure for Participation in a Proceeding...
Feature
1/30/2003
Harvey Rosenfield
Requires insurance companies to pay consumers' legal fees & expenses under certain circumstances. Insurers are attacking this provision of the law. (Feb.'98) THE ATTACK ON PROPOSITION 103 INTERVENORS The insurance industry and Insurance Commissioner Chuck Quackenbush have recently leveled a series of attacks on the right of citizens and non-...
Feature
1/30/2003
Harvey Rosenfield
You can get your attorneys fees and expenses paid by the insurance companies, the Department of Insurance and/or the courts under certain circumstances. Proposition 103 was written to encourage public participation in the implementation and enforcement of the insurance laws. As noted in the Public Participation section, consumers have the right to...