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Feature
10/2/2002
Pam Pressley
Letter to: Mr. Joel Laucher Chief, Market Conduct Division California Department of Insurance 45 Fremont St., 22nd Floor San Francisco, CA 94105 Re: The Proposition 103 Enforcement Project's Comments on the Department's Prenotice Public Discussion on Contemplated Regulations for Enforcement Actions and Penalties (RH 02023676) Dear Mr. Laucher, The...
Feature
8/30/2002
CA Dept. of Insurance
CA Dept. of Insurance From California Department of Insurance Website: (http://www.ca.doi.gov) -Visit Date: 8/16/02 ----------- CALIFORNIA CODE OF REGULATIONS, TITLE 10, CHAPTER 5, SUBCHAPTER 4.7: TABLE OF CONTENTS SUBCHAPTER 4.7. PRIVATE PASSENGER AUTOMOBILE RATING FACTORS. Article 4. Good Driver Discount Policy. Section 2632.12 Good Driver...
Feature
8/30/2002
Harvey Rosenfield & Melissa Luttrell
This provision requires insurers to give you the 20% Good Driver Discount if you qualify, no matter where you live, and even if you did not have prior insurance. This is known as a "take all comers" requirement. If you qualify for the policy (see the "20% Good Driver Discount" section), insurance companies and their agents and brokers must accept...
Feature
8/29/2002
Consumer Watchdog
The hottest places in hell are reserved for those who in times of great moral crisis maintain their neutrality --Dante 1265-1321 A Double Surcharge On Uninsured Motorist For Every Alleged Single Discount For Middle Class. Democrats Should Not Take Twice As Much From The Poor Under The Pretense of Giving Half As Much To the Rich. All Motorists' "...
Feature
8/22/2002
Harvey Rosenfield
During the insurance crisis of the 1980s, California's 1975 law restricting the right of injured patients to sue doctors, hospitals and HMOs for medical mistakes and negligence was touted by the insurance industry and medical industry as a model "tort reform" for the nation. Doctors were told that the skyrocketing premiums they must pay to...
Feature
8/20/2002
Harvey Rosenfield
FTCR - 1994 After the fusillade of restrictions on the rights of victims took effect, of course, the "insurance crisis" of the 1980s rapidly dissipated. But the promised savings never materialized. Take, for example, restrictions on the right to sue doctors, hospitals and HMOs for medical mistakes and negligence. Data reported to state...
Feature
8/19/2002
Harvey Rosenfield
You can bring a legal action or intervene in all insurance matters before the California Department of Insurance and the court. You can challenge an insurance company's rates for excessive, inadequate, unfairly discriminatory or otherwise in violation of other provisions of the insurance laws. Proposition 103 bestowed upon the public the right to...
Feature
8/15/2002
Harvey Rosenfield
This section explains how consumer reform of the insurance industry differs from the insurance industry's version of reform. Reform of the insurance industry's rates and practices, and so-called "tort reform"... This section explains how consumer reform of the insurance industry differs from the insurance industry's version...
Feature
8/7/2002
Consumer Watchdog
AB 1488 discriminates against the poor and uninsured and violates state law. Under the proposal by Mercury Insurance, insurers will be allowed to continue a reputed "discount" to drivers who switch from another company to theirs; it will be paid for through a surcharge on those who have not been insured. If consumers who had prior insurance...
Feature
8/7/2002
Consumer Watchdog
How One Rich Insurance CEO Uses His Money to Escape the Law, Undermine Democracy, And Benefit Himself George Joseph, the Chairman and CEO of Los Angeles-based Mercury Insurance, a $2.4 billion auto insurance company, has never let democracy get in the way of enriching his company and himself. Since 1990, Joseph has spent $1,259,790 in an equal...