By Mark Reback
Due to a health care change by her employer, Anh Kim Goodson was forced into the Kaiser Permanente system on 12-1-11 and continued for 2-1/2 years until she was eligible for Medicare at age 65 at which time she switched to a non-Kaiser Medicare doctor. On her first visit to a Kaiser doctor, there was no physical exam done, no X-rays done during...
Why I Am Voting Yes on 45: Premiums up 300% to $750 for Nothing; Now They’re Charging $1,200 and Won’t Cover Emergency Services
Phil Rogul, Carlsbad
“We’ve paid well over $100,000 in premiums and received almost zero health care services.” Over the last 22 years my wife and I have paid an ever-increasing monthly premium for high-deductible health insurance policies. We did so to keep our costs low, but such plans come with almost zero actual health care benefits and...
Diana Guth, BA, RRT Owner, Home Respiratory Care Sleep Solutions
“Premiums for our company have gone up 37% since 2010, and our yearly health insurance dread just came in for 2015: HMO premiums up 7% and PPO up 9%. We can’t afford this. I don’t know what to do.” Diana Guth, BA, RRT Owner, Home Respiratory Care Sleep Solutions As a Registered Respiratory Therapist and the owner of Home...
Janis Logsdon, Brea, CA
"Not one doctor that I have recently spoken with even knows what an EPO Health Plan is." Janis Logsdon, Brea, CA I am paying almost $600 a month for my new Anthem Blue Cross EPO plan, which is double what I paid last year for a PPO that I was happy with. For me it meant the total destruction and loss of my perfect, for me,...
Joe McFadden, Mountain View, CA
“The letter stated directly that I would be getting $376 in savings…. When my first invoice arrived, I was shocked to see that the monthly premium was $2,300 -- almost double the rate quoted in the initial letter!” The health insurance plan I’ve been on for years was cancelled due to the ACA. Like many people, I didn...
Judy Graff Fisher, Studio City, CA
“We frantically thought through all of our options… this kind of rate increase would send us over the edge.” I’m an independent contractor, and one of the things I love about what I do is my autonomy and independence. My experience with Anthem Blue Cross jeopardized everything that I had built. At the beginning of...
Linda Raffel, Los Angeles
“I’m getting $196 worth of health insurance for $854.” I was born and raised in Los Angeles, and now live in the Miracle Mile area. In 2004 I was paying $196 a month for the individual PPO plan that I’ve had for many years. Now, my rate is $854 a month, which means that in the last ten years my premium has more than...
Josh Libresco, San Rafael, California
“Health care costs are the single largest expense in my family’s budget – larger than our mortgage - even larger than my daughter’s college tuition.” I have a wife and two children. My daughter just finished her freshman year in college; my son is in high school. I have lived in California for most of my life...
Vickie Collins, Laguna Beach, CA
“After I pay huge monthly premiums Blue Cross redefines the only medication I use so they don’t have to pay.” In January 2014 I received the following information about my individual healthcare plan: "Medical plan premium As of April 1, 2014 the monthly premium on your health benefit plan coverage is changing. Your new...
Ron Blasco, Rancho Cucamonga
"I am 57 years old and was going to retire at 60 but I cannot because the cost of my health insurance is so high." I have had Blue Cross Health Insurance since 1997 for my family. When I started it cost $234 per month and now it is $2386 per month (10 times as much). I am 57 years old and was going to retire at 60 but...