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News Release
2/13/2017
CONTACT Pam Pressley
Santa Monica, CA—In a published decision issued Friday afternoon, the California Court of Appeal in Sacramento has rejected a sweeping legal assault brought by Mercury Casualty Co. and insurance industry lobbying groups against Proposition 103, the landmark insurance reform law that has saved California consumers over $100 billion since...
News Release
1/21/2015
CONTACT Harvey Rosenfield & Pamela Pressley
Sacramento, CA – The Sacramento Superior Court has rejected an attack by Mercury and other insurance companies on state regulations that prevent insurance companies from making their policyholders pay for non-insurance expenses like political lobbying and sporting event sponsorships. The regulation is part of the landmark Prop 103 insurance...
Video
1/29/2014
Insurance companies are always looking for ways to evade Proposition 103, and they have come up with a scheme to evade the law’s good driver requirements.  These days, some insurance companies are marketing plans that promise lower premiums to people who belong to what the insurance industry calls “affinity groups” –...
Video
1/29/2014
Regular people who work middle class or blue-collar jobs; high school graduates; retired citizens and those on low incomes. Even if they are Good Drivers, they are forced to subsidize the rich, but not necessarily better, drivers who insurance companies prefer to do business with. The surcharges – which are not disclosed on your auto...
Video
1/29/2014
Insurance companies are always looking for ways to evade Proposition 103, so it's not too surprising that some companies --Mercury, GEICO, Progressive, 21st Century and the Auto Club of Southern California, to name some of the biggest -- have come up with a scheme to evade the law's good driver requirements.  These companies are...
News Release
1/29/2014
CONTACT Harvey Rosenfield & Pamela Pressley
Santa Monica, CA - Fourteen non-profit citizen, consumer and low income advocacy organizations today formally petitioned Insurance Commissioner Dave Jones to bar auto insurance companies from discriminating against California drivers based on their occupation or education level.   “The use of these unauthorized rating factors increases...
News Release
12/20/2013
CONTACT Harvey Rosenfield & Pamela Pressley
Santa Monica, CA -- California Insurance Commissioner Dave Jones has approved a decision by an administrative law judge permitting Allstate Insurance Company to grant special premium benefits to motorists who attended prestigious colleges or have high income jobs like lawyers and doctors. The agency staff has previously allowed other insurance...
Video
11/13/2013
Back in 1984, the California Legislature passed a law requiring drivers to have auto insurance… but didn't limit how much insurers could charge. Predictably, insurers hiked prices by double digits. Voters revolted against the price gouging by passing Prop 103, and the result was billions in savings. Prop 103 has saved California drivers...
Blog Post
10/16/2013
By Harvey Rosenfield
Auto insurance rates in California have to be based primarily on a motorist’s driving safety record, the number of miles you drive each year, and how many years you’ve been on the road.  That’s one of the mandates of insurance reform Proposition 103, approved by California voters in a David versus Goliath battle with the...
Video
8/20/2013
 Prop 103 has resulted in lower premiums than 25 years ago