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Feature
2/15/2000
Andrew Pontious
Should California patients be forced to give up their right to go to court just to sign up for HMO coverage? Should they be forced to have their health care disputes decided in secret proceedings, controlled by private lawyers and retired judges who depend on repeat business from the HMOs, where cases are screened far from the open forum of...
Feature
2/8/2000
BG
Oaks organizers enjoy rare access to some of the most experienced professional public interest organizers and advocates in the country. Leaders -- like Ralph Nader and Harvey Rosenfield -- with decades of experience share their knowledge and skills while working side by side with Oaks from all walks of life and levels of experience. While...
Feature
2/8/2000
BG
Initiative Reform The initiative process is used more often in the service of Big Money than as a tool for citizens left underrepresented or sold down the river by politicians indebted, themselves, to Big Money. The initiative process, a tool of democracy, must be updated to make it, once again, a mechanism to promote citizen power rather than...
Feature
2/5/2000
Doug Heller
The Lifeline Plan provides a low-cost automobile insurance program which will make affordable auto insurance available to hundreds of thousands of low-income Californians in Los Angeles and San Francisco counties. Today, millions of Californians are forced to drive uninsured while many others are forced not to drive at all because no affordable...
Feature
2/4/2000
DH
Cost $450 per year in Los Angeles $410 per year in San Francisco Who is covered The driver, anyone in the household who is a good driver licensed for three years (at least 19 years old) unless specifically excluded and any person that does not live in the household permitted to use the car by the insured driver. Payment Plans 1. $100 down payment...
Feature
2/4/2000
Consumer Watchdog
HMO liability legislation is essential for patients to have state law rights which protect against quality of care violations. The federal Employee Retirement Income Security Act (ERISA) of 1974 was intended to protect working Americans from fraud and mismanagement in their benefit plans. However, in 1987 the U. S. Supreme Court ruled in Pilot...
Feature
2/2/2000
Consumer Watchdog
Californians were bombarded this election season with television ads and mailings urging voters to "fight against insurance rate hikes...fight fraud...stop drunk drivers from filing lawsuits...stop trial lawyers ...etc" and vote No on Propositions 30 and 31. This factsheet, developed before the March 2000 election, provides detailed information...
Feature
2/1/2000
Consumer Watchdog
Santa Monica, California-based RAND Corporation has repeatedly issued studies suggesting that no fault will lower premiums (even though it never has). This is a review and discussion of the RAND reports, along with correspondence from FTCR to RAND que The California-based RAND Corporation has issued a series of widely distributed reports on no...
Feature
2/1/2000
Andrew Pontious
FTCR's downloadble pamphlet about "pre-dispute, binding arbitration" contracts with HMOs.
Feature
2/1/2000
Consumer Watchdog
As of 1995, ten states had mandatory no-fault laws.1 Another eleven states and the District of Columbia had hybrid no-fault systems, under which tort lawsuits and compensation are not restricted.2 Three of these states, Pennsylvania, New Jersey, and Kentucky, presently provide motorists with circumscribed choices for the kind of coverage they may...