Carmen Balber

Consumer Watchdog executive director Carmen Balber has been with the organization for nearly two decades. She spent four years directing the group’s Washington, D.C. office where she advocated for key health insurance market reforms that were ultimately enacted into law as part of the Affordable Care Act.

Balber is recognized as a leading expert on a wide range of personal insurance issues and has authored or co-authored numerous reports on the auto, health and medical malpractice insurance industries, and insurance rate regulation. She leads Consumer Watchdog’s advocacy to improve patient safety in California, including passage of first-in-the-nation legislation requiring doctors to disclose when they are on probation for sexual misconduct to patients, and legislation requiring doctors to check a patient’s prescription history before prescribing opioids and other drugs. In 2012, she managed the coalition effort to defeat Prop 33, a $17 million insurance industry initiative that would have raised rates on good drivers. Her commentaries have appeared in publications across the country, from the Boston Globe, to the Houston Chronicle, to the Los Angeles Times.

As an organizer with Consumer Watchdog, Balber ran campaigns to pass volunteer-qualified ballot measures enacting the nation’s strongest municipal conflict of interest protections in five cities across California. She also coordinated citizen organizing efforts in Consumer Watchdog’s successful volunteer lobbying effort to block a legislative utility bailout in Sacramento in 2001.

Before joining Consumer Watchdog, Balber learned the ropes at the Colorado and Washington PIRGs. She holds a B.A. in Politics from Pomona College in Claremont, California and is a graduate of the Armand Hammer United World College of the American West (now UWC-USA) in Montezuma, New Mexico, one of 17 secondary schools across the globe dedicated to making education a force for peace, sustainability and change by bringing together youth from a diversity of countries and cultures to live and learn.

Carmen Balber

KAREN LOBER

Karen Lober says she feels screwed by her home insurance company.  She bought her house on a mountain in Colfax in 2019, and State...

EVAN CERVANTES 

Evan Cervantes lives in a heavily residential area with busy streets in Sunland in a house on a 5,000-square foot lot.  He has a...

KCBS-AM (Radio) – San Francisco, CA: Insurers Are Supposed To Give A Discount For Homeowners Doin Wildfire Mitigation Work

By Staff Reporters, KCBS-AM – San Francisco, CA  Click below to listen to the audio of this radio broadcast segment.

KTVU-SF (FOX) – San Francisco, CA: Airline Refund Policy Change

https://www.youtube.com/watch?v=dhPE2EM4SV4 Carmen Balber speaks to how if there's a penalty for treating consumers badly, companies often shape up their actions.

Wildfire Mitigation Discounts Too Low, Insurance Companies Fail to Explain How They Rank Homeowners’ Wildfire Risk, Consumer Watchdog Challenges

Consumer Watchdog Challenged State Farm for failure to properly disclose or explain to consumers their wildfire risk classifications

KPBS Television – San Diego, CA: Insurer of Last Resort

https://www.youtube.com/watch?v=4GTm698dYok Many California homeowners are hurting, they are facing big rate increases or the threat of nonrenewal from insurance company.

KPBS-FM (Radio) – San Diego, CA: Consumer Watchdog Wants More Concessions from Insurers to Protect Consumers from Unnecessary Rate Hikes

By Staff Reporters, KPBS-FM – San Diego, CA  Click below to listen to the audio of this radio broadcast segment.

Commissioner Lara Proposes Minimal Oversight, Secrecy of Black-Box Wildfire Insurance Models

Proposed Regulation Will Raise Rates but Will Not Stop Home Insurance Companies’ Market Boycott, Says Consumer Watchdog Los Angeles, CA – Insurance Commissioner Ricardo Lara’s proposal...

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