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On Election Day, California voters will decide on Proposition 33 which would change the way insurance companies charge for their auto policies although maybe not the way you think.

People have been stopping 7 On Your Side's Michael Finney on the street and asking him about their discounts for staying with one insurance company. They ask, if Prop 33 passes, how do the consumers move their discounts? The short answer is they can't. Here's the long answer.