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Blue Shield raised our rates 73% in one year—check out the chart below. We have a very high deductible plan because I'm trying to be self-employed and that's all I could afford on my own. Our deductible is $8000 per person so it covers basically nothing but catastrophic care. The premium was $447 per month a year ago. Now it’s $777 per month. This is utterly insane. 73% in one year!

There is no competitive market for health insurance. Your choices are: 1. Pay whatever they say. 2. Die. Note the similarity to your choices during an armed robbery: 1. Pay whatever they say. 2. Die.

Our government has completely failed to regulate rapacious insurers. Since they will not do anything about this, we must all take action ourselves.