Los Angeles, CA – California Insurance Commissioner Ricardo Lara today submitted a long-awaited regulation for final approval that will require insurance companies to provide premium discounts to homeowners who reduce their risk of loss from wildfires. But under the regulations as submitted, homeowners can spend thousands of dollars on wildfire mitigation, reducing their risk, but still lose their coverage or get no break from insura

Los Angeles, CA -- Consumer Watchdog filed its final briefs in a California Public Records Act (“CPRA”) lawsuit against Insurance Commissioner Ricardo Lara and the Department of Insurance. The CPRA suit alleges that Lara and the Department failed to search for and produce records related to a pay-to-play scandal involving insurance companies with business pending before the agency. 

Los Angeles, CA -- Consumer Watchdog filed its Opening Brief in a California Public Records Act (“CPRA”) lawsuit against Insurance Commissioner Ricardo Lara and the Department of Insurance.  The CPRA suit alleges that Lara and the Department of Insurance failed to search for and produce records related to a pay-to-play scandal involving insurance companies with business pending before the agency.

Los Angeles, CA - Today, the California State Senate Judiciary Committee passed a bill 11-0 that would require agencies to retain all public records for a minimum of two years. Yesterday, the Senate Elections Committee voted 4-0 to close a loophole in state law that allowed former Assembly Speaker Fabian Nunez to influence decision-making at the Department of Insurance without registering as a lobbyist. 
 

Los Angeles, CA -- Seven insurance companies have contributed $122,500 to the LGBTQ Caucus, which in turn spent the money on an independent expenditure campaign to re-elect Ricardo Lara as insurance commissioner without disclosing the source of the donations.
 

Los Angeles, CA - Today, the California State Assembly passed a bill 65-0 that would close a loophole in state law that allowed Former Assembly Speaker Fabian Nunez to influence decision-making at the Department of Insurance without registering as a lobbyist.  On Monday, the Assembly voted 73-0 to pass another bill to require agencies to retain all public records for a minimum of two years.
 

Los Angeles, CA - The Department of Insurance has engaged in a “pattern and practice of obstructing access to public records,” according to Consumer Watchdog.  
 
The latest public records failure for the Department of Insurance relates to “telematics,” a method of monitoring and/or controlling automobiles or other vehicles by using one or more technologies.
 

Sacramento, CA – Ethics legislation to shine a light on insurance industry influence over decision-making at the Department of Insurance was killed by the Assembly Insurance Committee today when members refused to give the bill a vote.
 
AB 2323 (Levine) would have required the Insurance Commissioner and top-level appointees to publicly disclose meetings and communications with the insurance industry and others seeking to influence Department actions within seven days, and post these reports on the Department website quarterly. 
 

Insurance Commissioner Lara Must Close Loophole in Regulation Allowing Insurers to Ignore WIldfire Mitigation for Denial or Non-Renewal Decisions

Los Angeles, CA – A regulation proposed by California Insurance Commissioner Ricardo Lara to stop insurance companies from overcharging homeowners who reduce their risk of loss from wildfires must also apply to insurance companies’ decisions about which properties they will insure, consumer groups will testify at a public hearing in Oakland today. 

Assembly Committee Approves Bill to Preserve Public Records

Los Angeles, CA – Consumer Watchdog said a regulation proposed by California Insurance Commissioner Ricardo Lara to require discounts for homeowners who protect their homes from fires is necessary and long overdue -- but falls short when it comes to insurance companies’ non-renewal decisions. As written, the regulation would not require insurance companies to consider home or community mitigation steps when making nonrenewal decisions.

Los Angeles, CA – A new state wildfire protection framework released this week is an empty promise for homeowners if the Insurance Commissioner does not also require that insurance companies give discounts to policyholders who follow its recommendations, said Consumer Watchdog today. 

Draft regulations have been under consideration at the Department of Insurance to mandate wildfire mitigation discounts for the past year, yet Insurance Commissioner Ricardo Lara did not mention the rules or their status when announcing the “Safer From Wildfires” framework this week.

Los Angeles, CA -- The California Supreme Court has refused to review a lower court ruling that stripped the Insurance Commissioner of critical powers granted by California voters to protect against excessive insurance rates.

The Department of Insurance pulled back a policy to delete agency email databases days after Consumer Watchdog warned it would go to court to stop it.  Emails that are the subject of Consumer Watchdog’s ongoing Public Records Act litigation against Commissioner Lara and the Department could have been deleted from the servers and lost forever.

Los Angeles, CA – Despite attempting to conceal it, Insurance Commissioner Ricardo Lara and top lieutenant Bryant Henley communicated with two former lawmakers representing a workers’ compensation insurer at the heart of a pay-to-play scandal, according to new evidence in a public records lawsuit brought by Consumer Watchdog. The communications occurred while a high-profile merger and other regulatory matters involving the insurer were pending before the California Department of Insurance.

Los Angeles, CA – Consumer Watchdog joined 39 other public interest organizations in comments calling on the Federal Insurance Office to spotlight how the insurance industry contributes to climate change by insuring fossil fuel projects. A 2019 petition on this topic to California Insurance Commissioner Ricardo Lara was denied.
 

Los Angeles, CA - Insurance companies have overcharged Californians by billions of dollars since the COVID-19 lockdowns began in March 2020, sixteen months ago. Today, in a letter to California Insurance Commissioner Ricardo Lara, Consumer Watchdog proposed a plan to get that money back to consumers, and to require that insurance companies lower their rates to reflect the projected ongoing impact of the pandemic.

Los Angeles, CA -- In responses to requests for admissions in pending litigation, Insurance Commissioner Lara’s Department has refused to answer straightforward questions about meetings and communications between the Department and known lobbyists for Applied Underwriters.   

The outright refusal to confirm or deny whether meetings and communications took place is not only a violation of the Public Records Act (PRA) but also a betrayal of Lara’s pledge for full transparency in the wake of the pay to play scandal involving Applied Underwriters, Consumer Watchdog said.

Los Angeles, CA -- Despite his pledge for “transparency” in the wake of a scandal involving a workers’ compensation insurer, Insurance Commissioner Ricardo Lara has refused to release or even search for public records of meetings and communications with key figures—including with his friend and political mentor, Former Assembly Speaker Fabian Nunez.

Los Angeles, CA -- A group convened by Insurance Commissioner Ricardo Lara to investigate insurance-related climate change solutions is recommending he let insurance companies insert secret models into ratemaking, a top deregulatory priority of the industry in California.  
 

Los Angeles, CA -- Consumer Watchdog has asked the Insurance Commissioner to block proposed hikes in the price of auto insurance sold to low income motorists in a number of California counties.

Los Angeles, CA – Consumer Watchdog today called on Insurance Commissioner Ricardo Lara to suspend all increases in auto insurance rates through September 1, or the termination of shelter-in-place restrictions, whichever comes later.

Read the letter to the Insurance Commissioner Ricardo Lara.

Los Angeles, CA – Insurance Commissioner Ricardo Lara should reject Farmers Insurance Group’s proposed 6.5–6.9% auto insurance rate increases and its 3-tiered rating system based on occupation under which first responders and essential workers on the front lines of the battle against COVID-19 pay higher rates, wrote Consumer Watchdog in a letter to the Commissioner today. Farmers’ request comes as a deadly pandemic sweeps California, for which virtually every California business has been ordered to close and residents ordered to stay home.

Los Angeles, CA -- A non-profit consumer group filed a lawsuit to compel California Insurance Commissioner Ricardo Lara and the Department of Insurance to hand over records of Lara’s meetings and communications with insurance companies that used campaign contributions in an apparent attempt to influence policy decisions.

Download the lawsuit here: https://www.consumerwatchdog.org/sites/default/files/2020-02/Petition%2…

Los Angeles, CA –  “A year ago, Consumer Watchdog and organizations representing consumers, low-income workers and communities of color petitioned Insurance Commissioner Ricardo Lara to ban the use of occupation and education to set auto insurance premiums. These unfair surcharges on lower-income and less-educated drivers drive up the cost of insurance for people who can least afford it.

Los Angeles, CA -- An analysis of new data obtained from insurance companies by the California Department of Insurance (“CDI”) confirms complaints by Consumer Watchdog and other citizen groups that insurance companies are surcharging motorists based on their occupation or educational status, in violation of insurance reform Proposition 103.

Los Angeles, CA – The nonprofit group Consumer Watchdog has written California Attorney General Xavier Becerra and the District Attorneys of Sacramento, San Francisco, and Los Angeles calling for an investigation of money laundering and bribery relating to the fundraising scandal engulfing California Insurance Commissioner Ricardo Lara.

UPDATE: 9/20 Consumer Watchdog sent this letter to the California Attorney General and District Attorneys for Sacramento, San Francisco and Los Angeles along with the information below.

Los Angeles, CA –  Following a Politico report that California Insurance Commissioner Ricardo Lara billed the state for his Sacramento apartment, Consumer Watchdog has called on Attorney General Xavier Becerra and the District Attorneys for Sacramento, Los Angeles and San Francisco counties to launch an investigation over the potential theft of public funds.

Where the troubling trail of accusations dogging Insurance Commissioner Ricardo Lara will lead is hard to tell. State records show that insurance industry executives and their relatives gave tens of thousands of dollars to Lara’s campaign committee–even as he intervened on their behalf in cases before his agency. 

We’ll know more on Aug. 31. That’s when Lara has promised to make public his communications and calendars of meetings with the executives.

Los Angeles, CA– In a letter sent today, Consumer Watchdog called on Insurance Commissioner Ricardo Lara to use the full authority of his office to preserve Californians’ access to home insurance.

Sacramento, CA – A wildfire insurance bill sponsored by Insurance Commissioner Ricardo Lara stalled in the state Assembly today in the face of objections raised by the Department of Finance and Consumer Watchdog that the bill would expose taxpayers to unnecessary financial risks.

Los Angeles, CA -- Consumer Watchdog said legislation sponsored by Insurance Commissioner Ricardo Lara and scheduled for a vote Wednesday would needlessly expose California taxpayers to the same kind of complex and risky financial instruments that led to the 2008 financial crisis.

The bill would allow the state to purchase insurance and other financial products with none of the usual state oversight, including insurance regulation by Commissioner Lara’s own Department of Insurance and procurement rules at the Department of General Services.

Los Angeles, CA – Insurance Commissioner Ricardo Lara’s office will delay disclosure of the Commissioner’s calendar or records of his meetings with insurance companies to August 31st, according to a communication sent to Consumer Watchdog.

Commissioner Lara said that he would disclose his calendars in response to revelations that he took $54,300 in campaign contributions from insurance executives and their spouses, took actions that benefited the insurance company connected to three of those donors, and met with the company’s CEO.

Watch the video of California Insurance Commissioner Ricardo Lara addressing insurance industry lawyers in Hollywood on July 25, 2019. The video was posted by Politico to accompany their July 29, 2019 story:

POLITICO: Lara tells insurers he's 'receptive' to their ideas, including vehicle data use.

Los Angeles, CA –  Reporting published in the San Diego Union Tribune Saturday reveals that California Insurance Commissioner Ricardo Lara intervened on the side of a workers’ compensation insurer on at least four separate occasions after receiving contributions from insurance executives and their wives with connections to the company.

Los Angeles, CA -- Consumer Watchdog said Insurance Commissioner Ricardo Lara’s decision to return over $54,000 in contributions from donors tied to a company seeking the Commissioner’s approval for an acquisition was an “important first step that protects the credibility of the elected position you hold.” The non-profit advocacy organization urged the Commissioner to return the money in a letter yesterday.

Out-of-State Insurance Executive and Spouses Donate As Insurer Seeks Lara’s Approval of its Pending Acquisition

Los Angeles, CA — On Earth Day, California Insurance Commissioner Ricardo Lara chose “collaboration" with the insurance industry over urgent climate action. Commissioner Lara rejected a petition from 60 environmental, consumer and social justice groups that sought emergency rules to make insurers disclose the fossil fuel projects they insure. The Commissioner's refusal to act allows insurers to keep their complicity in global warming secret and puts the brakes on the forward momentum on climate built by the previous Department of Insurance, said Consumer Watchdog.

Statement of Consumer Watchdog: “Thirty days ago, Consumer Watchdog and ten other organizations petitioned Insurance Commissioner Riccardo Lara to stop insurance companies’ discrimination against low-income drivers and communities of color based on their education or occupation.