Kerry Abukhalaf - Alameda, CA
Our Blue Shield policy covers three people: me, my husband and our four-year-old son. When we bought our high-deductible policy in 2008 it was $242 per month. With our latest rate increase it is $625 a month, up about 15% from last year and double what it was even three years ago. The policy has a $10,000 yearly family deductible and a $20,000 out of pocket limit with a 30% copay. Since we’re all very healthy we’ve never gone over the deductible, so we’ve barely cost the insurance company a penny.
This is prohibitively expensive for us, because we pay for all of our routine care out of pocket and never reach the deductible. I think all the time about just walking away, dropping the policy. But we have a responsibility to our four-year-old and might want another child.
Our premium alone is nearly half the cost of our rent. It feels like paying for nothing.
I tried to shop around with an independent agent, but we need to keep coverage for maternity care and that makes it much more expensive. Buying a new policy would also be prohibitive.
We feel like we’re trapped by the insurance industry. I’m angry at the profit-mongering and the way insurers take advantage of people when they’re healthy and when they’re not.
1/31/2014News ReleaseConsumer Watchdog Campaign: Anthem Increases Rates 25% As It Spends $12.9 Million With Parent Company WellPoint To Defeat California Ballot Initiative To Regulate Rate HikesSanta Monica, CA – Anthem Blue Cross and its parent company WellPoint have given $12.9 million to defeat a California... More >
3/6/2014News ReleaseFormer Democratic Executive Kathy Bowler Paid $65,250 by Health Insurance Industry to Stop Initiative to Limit Excessive Rate HikesSanta Monica, CA – California’s largest health insurance companies have hired a Democratic party “insider... More >
1/12/2014News StoryThe following Op-Ed Commentary was published in the Sacramento Bee on Sunday, January 12, 2014. ----------------- No political... More >
1/29/2014News StoryIn my 20 years as a practicing oncologist, I have seen way too many of my vulnerable patients fall victim to our current health... More >
1/31/2014News StoryUp to 306,000 Californians with older, individual Anthem health insurance policies — unchanged by Obamacare — are... More >