Can you remember another year when consumers' voices have been heard so loudly?

We're one step closer to fair health insurance rates: Consumer Watchdog Campaign qualified a ballot measure for the next California general election that forces health insurance companies to justify and get permission before raising rates, and also provides for refunds of excessive premiums we're paying today.

We beat an auto insurance Goliath: We stopped a $17.5 million campaign by an insurance billionaire to charge millions of good drivers more. Consumer Watchdog Campaign spent only about $100,000 to beat him.

The US Supreme Court upheld key consumer protections in federal health care reform that we helped to pioneer: The law ended pre-existing condition limits in health care policies, bars pricing based on medical condition, and prevents insurance companies from canceling coverage over an innocent omission on an enrollment from.

To meet our budget, we have a goal to raise $25,000 online by midnight December 31st.   Will you help us meet the goal? Please make whatever tax deductible contribution you are able to. We don't ask often, but the end of the year is when we need your help the most.

This new Sacramento News and Review insert tells more about Consumer Watchdog's recent efforts, including the $2.2 billion in savings that our legal team has saved Californians on their auto and homeowners insurance by challenging excessive rate increases.

2012 at Consumer Watchdog also saw:

• The launch of our new mobile application.
• The first-ever EPA recall of multiple vehicle models' false fuel economy window stickers and a lawsuit on behalf of deceived consumers after a Consumer Watchdog investigation.
• The start of a new project to clean up toxic waste, and the failed regulator in charge of it, in California.
• A recommendation by Federal Trade Commission staff to prosecute Google for abusing its dominance online and in smartphones to harm consumers after a two-year Consumer Watchdog campaign.

We are very proud of what we accomplished in 2012. With your help, we can do even more in 2013. If you are inspired by our "David vs. Goliath" battles, please make as generous a tax-deductible contribution as you can afford.
 

Thank you for everything!

Happy Holidays and New Year.