Insurance

California Supreme Court to Decide Whether Insurers Can Hide Illegal Overcharges Behind Approved Rates

November 12, 2026  ·  Harvey Rosenfield

Ruling Will Impact Millions of State Consumers  Los Angeles, CA — The California Supreme Court will decide whether consumers can sue insurance companies for overcharges that...

Lawsuit By Former Chief Administrative Law Judge Alleges Illegal Interference in Decisions & Ethics Violations by Top Insurance Department Lawyers; Department Wants to Quash Testimony in Consumer Group Case

November 11, 2026  ·  Jamie Court

A lawsuit filed on September 18, 2026 by former Chief Administrative Law Judge Kristin Rosi, the California Department of Insurance’s most seasoned Administrative Law Judge...

Insurance Commissioner Silences Public Input on Rising Insurance Rates; Rules Would Have Blocked $2.6 Billion in Past Savings on Auto, Home, Liability Insurance 

October 29, 2026  ·  Carmen Balber

Los Angeles, CA – New Department of Insurance regulations create an alternate rate review and approval process that effectively eliminates the public’s ability to challenge proposed...

Insurance Commissioner Candidates Commit to Holding Insurers Accountable for Toxic Smoke Damage Remediation

October 27, 2026  ·  Mary Kozanian

Leading Eaton and Palisades wildfire survivor groups wrote a letter to California’s insurance commissioner candidates asking if they would commit in writing to holding insurance companies accountable...

How Gavin Newsom’s Petty Politics Burned Wildfire Survivors

October 2, 2026  ·  Carmen Balber

I couldn’t believe the text I got on Sunday that said Governor Newsom had vetoed two bills that grew out of fire survivors’ fight to get...

Law Signed to Give California Consumers New Paths to Keep Home Insurance 

September 30, 2026  ·  Carmen Balber

Law Signed to Give California Consumers New Paths to Keep Home Insurance  Sacramento, CA – Fire survivors and consumer advocates celebrated final approval of a new law...

Consumer Watchdog Warns Lara Against Raising Insurer Profit Allowance Behind Closed Doors

September 29, 2026  ·  Will Pletcher

Consumer group says insurers are already earning record profits and any changes that could raise home and auto premiums must undergo full public rulemaking Los...

Newsom Vetoes Insurance Reforms For Wildfire Victims After They Oppose Utility Bailout

September 28, 2026  ·  Carmen Balber

Sacramento, CA — Governor Newsom vetoed two bills to help wildfire survivors that had bipartisan support and no opposition after wildfire victims and consumer advocates led the...

Lara Black Box Model Rules Generate $571 Million in Rate Hikes But Just Twelve Thousand New Home Insurance Policies. That’s $47K Per Policy.

September 23, 2026  ·  Carmen Balber

Sacramento, CA — Ten home insurance companies have sought $571 million in rate hikes under Insurance Commissioner Lara’s rules allowing insurers to raise rates based on black...

Why Minimum Loss Ratios Don’t Work For Home Insurance

September 15, 2026  ·  Harvey Rosenfield

Introduction The Vanderbilt University Policy Accelerator for Political Economy and Regulation has issued a detailed report on the insurance crisis currently plaguing the United States....

California Legislature Approves Three Bills to Require Fair and Timely Home Insurance Payouts and Improve Access to Coverage 

September 2, 2026  ·  Carmen Balber

Sacramento, CA – Fire survivors and consumer advocates celebrated the passage of strong new insurance consumer protections by the California legislature today that will help families keep their...

Newly Released SB 492 Confirms Major Victory for Wildfire Survivors and California Families

August 29, 2026  ·  Jamie Court

Legislature Stands Up to Powerful Interests, Protects Survivors’ Rights and Rejects Utility Bailout