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Prop 103

News Release
2/27/2014
Posted by Pam Pressley
Santa Monica, CA - Consumer Watchdog petitioned the Insurance Commissioner this week for a public hearing on the “new program” private passenger auto filings of Farmers Specialty Insurance Company, an affiliate of Farmers Insurance Exchange. Consumer Watchdog’s petition seeks to compel Farmers and its affiliates to comply with...
News Story
1/30/2014
Posted by Mark Reback
Insurance companies are all about managing risk -- especially the risk to their bottom line. We understand why insurers charge higher premiums to smokers than non-smokers, or why they charge more to cover amusement parks than accounting firms: they know that the likelihood of issuing out a payout is much higher for the former. But should insurance...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, and they have come up with a scheme to evade the law’s good driver requirements.  These days, some insurance companies are marketing plans that promise lower premiums to people who belong to what the insurance industry calls “affinity groups” –...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Regular people who work middle class or blue-collar jobs; high school graduates; retired citizens and those on low incomes. Even if they are Good Drivers, they are forced to subsidize the rich, but not necessarily better, drivers who insurance companies prefer to do business with. The surcharges – which are not disclosed on your auto...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, so it's not too surprising that some companies --Mercury, GEICO, Progressive, 21st Century and the Auto Club of Southern California, to name some of the biggest -- have come up with a scheme to evade the law's good driver requirements.  These companies are...
News Release
1/29/2014
Posted by Harvey Rosenfield
Santa Monica, CA - Fourteen non-profit citizen, consumer and low income advocacy organizations today formally petitioned Insurance Commissioner Dave Jones to bar auto insurance companies from discriminating against California drivers based on their occupation or education level.   “The use of these unauthorized rating factors increases...
News Story
1/29/2014
Posted by Mark Reback
Automobile insurance companies would be banned from using motorists' occupation and education levels in establishing customer premiums under a rule change sought by consumer advocates Wednesday. Consumer Watchdog formally requested that California Insurance Commissioner Dave Jones, the auto insurance industry's chief regulator, bar...
News Story
1/29/2014
Posted by Mark Reback
LOS ANGELES (CBSLA.com) — A consumer advocacy group is calling on the California insurance commissioner to stop allowing automobile insurance companies to grant discounts for those who belong to professional organizations. Under state law, car insurance companies must primarily base their rates on three factors: someone’s driving...
News Story
1/12/2014
Posted by Mark Reback
The following Op-Ed Commentary was published in the Sacramento Bee on Sunday, January 12, 2014. ----------------- No political consultant sees more angles than Richie Ross, but his tangent opposing two pro-consumer ballot initiatives, which could turn 2014 into the Year of the Patient, is unsound geometry (“Voters can’t avoid health...
News Release
12/20/2013
Posted by Harvey Rosenfield
Santa Monica, CA -- California Insurance Commissioner Dave Jones has approved a decision by an administrative law judge permitting Allstate Insurance Company to grant special premium benefits to motorists who attended prestigious colleges or have high income jobs like lawyers and doctors. The agency staff has previously allowed other insurance...