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Prop 103

News Release
10/20/2015
Posted by Carmen Balber
Santa Monica, CA -- Consumer Watchdog has challenged a rate increase proposed by State Farm, the state’s largest homeowners insurance company, that would overcharge consumers by approximately $210 million a year were it to take effect.  State Farm has made $1.5 billion in profits from its California homeowners line over the last 5 years...
News Story
8/28/2015
Posted by Mark Reback
Be a safe driver. Don’t buy a flashy sports car. Pay the insurance premium on time. These are maxims many drivers follow to keep their auto insurance costs in check. But they may not be enough for many low-income drivers, who consumer advocates say are routinely priced out of insurance coverage because they are judged not just by their...
News Story
5/28/2015
Posted by Mark Reback
Can you imagine moving just a few blocks to a new home and seeing as much as a 64 percent difference in your auto insurance premium? That wasn't a typo. While a number of factors can influence an auto insurance quote, including your age, the make and model of your car, your driving habits and your credit score, where you live -- and...
News Story
4/6/2015
Posted by Mark Reback
In the California insurance world, activist Harvey Rosenfield and Insurance Commissioner Dave Jones have been longtime collaborators. Until recently. Rosenfield, a feisty consumer advocate from Santa Monica, wrote Proposition 103, a landmark 1988 ballot measure that turned the insurance commissioner into an elected...
News Story
3/12/2015
Posted by Mark Reback
Stockton is among California’s most expensive cities for auto insurance. Motorists living in other San Joaquin County cities will pay on average at least 10 percent less than the average rate in Stockton, according to a recent study by ValuePenguin.com, a financial services comparison site. Collecting auto insurance quotes in January from 24...
News Story
3/11/2015
Posted by Mark Reback
Google last week launched an auto insurance rate comparison site in California. Mercury Insurance, MetLife and 21st Century Insurance are among the 14 firms already signed up as partners, and Google promises more will follow. Bolt Solutions last week announced that it too has joined up. "We have a Google Compare agreement with Google,"...
News Release
1/21/2015
Posted by Harvey Rosenfield
Sacramento, CA – The Sacramento Superior Court has rejected an attack by Mercury and other insurance companies on state regulations that prevent insurance companies from making their policyholders pay for non-insurance expenses like political lobbying and sporting event sponsorships. The regulation is part of the landmark Prop 103 insurance...
News Story
1/21/2015
Posted by Mark Reback
The Sacramento Superior Court issued a decision rejecting an insurance industry challenge on the California insurance commissioner’s regulations under Proposition 103 that limit the amount of advertising costs insurers may pass on to consumers through insurance premiums. California Insurance Commissioner Dave Jones called the ruling in...
Video
1/12/2015
Posted by Consumer Watchdog Admin
A Sacramento judge has tentatively ruled that Mercury Insurance cannot pass on the costs of institutional advertising, like its golf tournament the Mercury Open, to policyholders. Auto and home insurance ratepayers will saving millions.
News Release
1/9/2015
Posted by Pam Pressley
Sacramento, CA – In a tentative ruling today, the Sacramento Superior Court rejected an insurance industry attack on regulations that limit the amount of advertising costs insurers can pass through to consumers in their premiums. The regulation is part of the landmark Prop 103 insurance reform initiative that has saved California drivers $...