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Prop 103

News Release
7/23/2014
Posted by Pam Pressley
Santa Monica, CA – Consumer Watchdog has petitioned Insurance Commissioner Dave Jones to hold public hearings on the excessive rates of three top homeowners insurers – Allstate, CSAA, and Liberty Mutual. Additionally, Consumer Watchdog petitioned the Commissioner to reject CSAA’s (Northern California Auto Club) request to hike...
News Release
6/13/2014
Posted by Pam Pressley
Santa Monica, CA - A sweeping legal assault by Mercury Insurance and various insurance company lobbying groups on rate review regulations that have saved California consumers over $100 billion since the passage of Proposition 103 in 1988 was rejected by the Sacramento Superior Court in a decision filed on June 11th. The court decision upholds a...
News Release
5/13/2014
Posted by Pam Pressley
Santa Monica, CA -- Public challenges to auto, home, medical malpractice and earthquake rate hikes proposed by insurance companies but proven excessive have resulted in more than $3 billion saved for consumers since 2002. A chart of the more than $3 billion saved in more than 80 challenges over the last twelve years by Consumer Watchdog is...
News Release
5/8/2014
Posted by Jamie Court
Santa Monica, CA -- The four big health insurance companies that control 94% of customers on California’s health care exchange paid $50,000 for a deceptive study, released today, designed to scare voters away from passing an initiative that will mean big savings for consumers, consumer advocates said today. The initiative will require health...
News Story
3/24/2014
Posted by Mark Reback
Click here to listen to the audio of this radio broadcast segment. Under Obamacare, almost everybody has to have health insurance by next Monday or pay a penalty. For those who aren't covered by their employers or aren't poor enough to qualify for a federal subsidy, rates are 53% higher than they were last year. People who kept their old...
News Release
2/27/2014
Posted by Pam Pressley
Santa Monica, CA - Consumer Watchdog petitioned the Insurance Commissioner this week for a public hearing on the “new program” private passenger auto filings of Farmers Specialty Insurance Company, an affiliate of Farmers Insurance Exchange. Consumer Watchdog’s petition seeks to compel Farmers and its affiliates to comply with...
News Story
1/30/2014
Posted by Mark Reback
Insurance companies are all about managing risk -- especially the risk to their bottom line. We understand why insurers charge higher premiums to smokers than non-smokers, or why they charge more to cover amusement parks than accounting firms: they know that the likelihood of issuing out a payout is much higher for the former. But should insurance...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, and they have come up with a scheme to evade the law’s good driver requirements.  These days, some insurance companies are marketing plans that promise lower premiums to people who belong to what the insurance industry calls “affinity groups” –...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Regular people who work middle class or blue-collar jobs; high school graduates; retired citizens and those on low incomes. Even if they are Good Drivers, they are forced to subsidize the rich, but not necessarily better, drivers who insurance companies prefer to do business with. The surcharges – which are not disclosed on your auto...
Video
1/29/2014
Posted by Consumer Watchdog Admin
Insurance companies are always looking for ways to evade Proposition 103, so it's not too surprising that some companies --Mercury, GEICO, Progressive, 21st Century and the Auto Club of Southern California, to name some of the biggest -- have come up with a scheme to evade the law's good driver requirements.  These companies are...