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Prop 103

News Story
10/4/2014
Posted by Mark Reback
WHAT IT DOES: Requires the California insurance commissioner to approve rates for certain types of health insurance, specifically individual and small group health plans. The rate-approval process would be similar to a process that is currently used for other types of insurance, such as automobile and homeowner's policies. WHO SUPPORTS IT:...
News Story
10/4/2014
Posted by Mark Reback
SACRAMENTO, Calif. -- Proposition 45 offers a simple choice for voters: Do they want the state insurance commissioner to regulate health care rates for small businesses and individual health plans? The campaign fight over whether that would be beneficial for consumers is much more complicated. Initiative proponents, led by Democratic Insurance...
News Story
10/4/2014
Posted by Mark Reback
The coalition trying to stop the rate-regulation initiative on the Nov. 4 ballot has gone up with another TV ad, this one focusing on small-business owners. Proposition 45 would require the state’s elected insurance commissioner to sign off on health insurance rate changes. Below is text of the ad and an analysis from Christopher Cadelago of...
News Release
10/3/2014
Posted by Harvey Rosenfield
Santa Monica, CA -- Proposition 45, the health insurance reform initiative on the November ballot, is following the path taken by the 1988 insurance reform initiative on which it is based, Proposition 103.  The landmark insurance reform overcame $63 million in insurance industry spending and the opposition of the entire California political...
News Story
10/3/2014
Posted by Mark Reback
Click here to listen to the audio of this radio broadcast. As part of our ongoing California Election Watch 2014 coverage we'll discuss Proposition 45, which would give the California state insurance commissioner the authority to reject excessive health insurance premium rate hikes. Host: Judy Campbell Guests: Jamie Court, president of...
News Release
10/2/2014
Posted by John M. Simpson
SANTA MONICA, CA – Consumer Watchdog today challenged the idea that widespread use of fully autonomous or driverless cars is imminent, and urged the state Insurance Commissioner to focus on immediate consumer concerns of auto safety and privacy. The nonpartisan, nonprofit public interest group also rejected insurance industry arguments that...
News Story
9/25/2014
Posted by Mark Reback
A quarter-century ago, a then-obscure consumer group in Santa Monica led a revolt at the ballot box that changed the world of insurance in California forever.     Spurred by skyrocketing auto insurance bills, Consumer Watchdog sponsored Proposition 103, which created an elected insurance commissioner with the power to reject auto and...
News Story
9/9/2014
Posted by Mark Reback
Californians passed Proposition 103 in 1987, regulating auto insurance rates and saving drivers tens of billions of dollars over 25 years. California's drivers have enjoyed some of the lowest auto insurance rates in the nation because of this law.     Proposition 45 gives voters the opportunity to accomplish the same goal for...
News Story
9/4/2014
Posted by Mark Reback
Opponents of a ballot initiative that would give the state government regulatory authority over health insurance premium rates are spending nearly $38 million on efforts to defeat the measure, the Center for Public Integrity reports (Potter, Center for Public Integrity, 9/2). The measure will appear on the state's Nov. 4 ballot (Overland,...
News Story
9/2/2014
Posted by Mark Reback
For the next two months, Californians will to be subjected to a barrage of TV, radio and online ads, which, ironically, they unknowingly will be paying for with their health insurance premiums. The ads are a part of a multipronged, multimillion-dollar campaign -- developed by public relations, advertising firms and political consultants for the...