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News Release
10/10/2014
CONTACT John M. Simpson & Carmen Balber
SANTA MONICA, CA – Public challenges to insurance rate requests have saved consumers $3.063 billion on auto, homeowners and medical malpractice policies over the last 12 years, demonstrating the potential savings under Prop 45 which applies the same limits on health insurance rates, Consumer Watchdog said today. Proposition 45 on the...
News Release
6/13/2014
CONTACT Pamela Pressley
Santa Monica, CA - A sweeping legal assault by Mercury Insurance and various insurance company lobbying groups on rate review regulations that have saved California consumers over $100 billion since the passage of Proposition 103 in 1988 was rejected by the Sacramento Superior Court in a decision filed on June 11th. The court decision upholds a...
News Release
5/13/2014
CONTACT Pamela Pressley & Carmen Balber
Santa Monica, CA -- Public challenges to auto, home, medical malpractice and earthquake rate hikes proposed by insurance companies but proven excessive have resulted in more than $3 billion saved for consumers since 2002. A chart of the more than $3 billion saved in more than 80 challenges over the last twelve years by Consumer Watchdog is...
News Release
2/27/2014
CONTACT Pamela Pressley & Cathy Lee
Santa Monica, CA - Consumer Watchdog petitioned the Insurance Commissioner this week for a public hearing on the “new program” private passenger auto filings of Farmers Specialty Insurance Company, an affiliate of Farmers Insurance Exchange. Consumer Watchdog’s petition seeks to compel Farmers and its affiliates to comply with...
Video
1/29/2014
Insurance companies are always looking for ways to evade Proposition 103, and they have come up with a scheme to evade the law’s good driver requirements.  These days, some insurance companies are marketing plans that promise lower premiums to people who belong to what the insurance industry calls “affinity groups” –...
Video
1/29/2014
Regular people who work middle class or blue-collar jobs; high school graduates; retired citizens and those on low incomes. Even if they are Good Drivers, they are forced to subsidize the rich, but not necessarily better, drivers who insurance companies prefer to do business with. The surcharges – which are not disclosed on your auto...
Video
1/29/2014
Insurance companies are always looking for ways to evade Proposition 103, so it's not too surprising that some companies --Mercury, GEICO, Progressive, 21st Century and the Auto Club of Southern California, to name some of the biggest -- have come up with a scheme to evade the law's good driver requirements.  These companies are...
News Release
1/29/2014
CONTACT Harvey Rosenfield & Pamela Pressley
Santa Monica, CA - Fourteen non-profit citizen, consumer and low income advocacy organizations today formally petitioned Insurance Commissioner Dave Jones to bar auto insurance companies from discriminating against California drivers based on their occupation or education level.   “The use of these unauthorized rating factors increases...
News Release
12/20/2013
CONTACT Harvey Rosenfield & Pamela Pressley
Santa Monica, CA -- California Insurance Commissioner Dave Jones has approved a decision by an administrative law judge permitting Allstate Insurance Company to grant special premium benefits to motorists who attended prestigious colleges or have high income jobs like lawyers and doctors. The agency staff has previously allowed other insurance...
Video
11/13/2013
Back in 1984, the California Legislature passed a law requiring drivers to have auto insurance… but didn't limit how much insurers could charge. Predictably, insurers hiked prices by double digits. Voters revolted against the price gouging by passing Prop 103, and the result was billions in savings. Prop 103 has saved California drivers...