Carmen Balber

Consumer Watchdog executive director Carmen Balber has been with the organization for nearly two decades. She spent four years directing the group’s Washington, D.C. office where she advocated for key health insurance market reforms that were ultimately enacted into law as part of the Affordable Care Act.

Balber is recognized as a leading expert on a wide range of personal insurance issues and has authored or co-authored numerous reports on the auto, health and medical malpractice insurance industries, and insurance rate regulation. She leads Consumer Watchdog’s advocacy to improve patient safety in California, including passage of first-in-the-nation legislation requiring doctors to disclose when they are on probation for sexual misconduct to patients, and legislation requiring doctors to check a patient’s prescription history before prescribing opioids and other drugs. In 2012, she managed the coalition effort to defeat Prop 33, a $17 million insurance industry initiative that would have raised rates on good drivers. Her commentaries have appeared in publications across the country, from the Boston Globe, to the Houston Chronicle, to the Los Angeles Times.

As an organizer with Consumer Watchdog, Balber ran campaigns to pass volunteer-qualified ballot measures enacting the nation’s strongest municipal conflict of interest protections in five cities across California. She also coordinated citizen organizing efforts in Consumer Watchdog’s successful volunteer lobbying effort to block a legislative utility bailout in Sacramento in 2001.

Before joining Consumer Watchdog, Balber learned the ropes at the Colorado and Washington PIRGs. She holds a B.A. in Politics from Pomona College in Claremont, California and is a graduate of the Armand Hammer United World College of the American West (now UWC-USA) in Montezuma, New Mexico, one of 17 secondary schools across the globe dedicated to making education a force for peace, sustainability and change by bringing together youth from a diversity of countries and cultures to live and learn.

Carmen Balber

Watchdog Renews Call on Insurance Commissioner Lara to Mandate Insurance Companies Disclose the Fossil Fuel Projects They Insure

Lara Rejected Petition from Over 60 Groups to Require Disclosure in 2019 Los Angeles, CA - Insurance Commissioner Ricardo Lara must hold insurance companies accountable for their...

Politico: Spotlight

By Blanca Begert, POLITICO https://www.politico.com/newsletters/california-climate/2024/03/28/california-and-the-feds-are-already-diverging-on-evs-00149685 GETTING PERSONAL: Put Consumer Watchdog and the Personal Insurance Federation of California in the same room, and you’re bound to get...

KTXL-SAC (FOX) – Sacramento, CA: Addressing CA’s Insurance Crisis

https://www.youtube.com/watch?v=_bPtJt4YMWI Carmen Balber wants the legislature to require insurance companies provide coverage for homeowners who have taken steps to reduce fire risks and protect their...

KPIX-SF (CBS) – San Francisco, CA: Susan Lieu – A Medical Negligance Story

https://www.youtube.com/watch?v=58t6AHiK1Oo Nearly 30 years ago, her mother died as a result of a plastic surgery malpractice case. She dealt with the trauma through performance and...

Consumers Who Harden Homes to Reduce Wildfire Risk Must Have a Right to Buy  Insurance, Consumer Watchdog to Testify before Little Hoover Commission

Sacramento, CA – California must require insurance companies to sell home insurance to homeowners who protect their homes from wildfire in order to restore consumers’...

KTVU-SF (FOX) – San Francisco, CA: Home Insurance in California

https://www.youtube.com/watch?v=zPjpJpnGA8I Carmen Balber says what we need is a mandate that home insurers who want the privilege of selling home and auto insurance in California,...

KABC-LA (ABC) – Los Angeles, CA: California’s Insurance Crisis

https://www.youtube.com/watch?v=uifrHeXzhAs Consumer Watchdog has been urging for years now that California require insurance companies who want to sell home or auto insurance in California sell to everyone who does the...

Orange County Register – State Farm shedding 72,000 home policies in California

John Woolfolk, ORANGE COUNTY REGISTER https://www.ocregister.com/2024/03/21/california-home-insurance-meltdown-worsens-as-state-farm-sheds-72000-policies State Farm, California ’s largest insurer, announced it will discontinue coverage for 72,000 homes and apartments starting this summer, a...

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